FAQs

Butler County Title Company, LLC

Have a question about titles? We have the answer at Butler County Title Company, LLC. Check out these FAQs and contact us today for more information!

  • What is a title search, and why is it necessary?

    A title search is a comprehensive review of public records to confirm legal ownership of a property and identify any existing liens, claims, or legal issues. It's essential to ensure the property can be transferred legally without any complications.

  • What does title insurance cover, and why do I need it?

    Title insurance safeguards homebuyers and lenders from financial losses resulting from previously undiscovered title defects, fraud, or legal claims against the property. Unlike homeowner's insurance, which protects against future risks, title insurance addresses past issues that could impact ownership rights.

  • What is the difference between owner's title insurance and lender's title insurance?

    Owner's title insurance safeguards the buyer's ownership rights, while lender's title insurance protects the mortgage lender's financial stake in the property. Most lenders require title insurance as a condition for issuing a mortgage.

  • What happens during the real estate closing process?

    The closing process includes the review and signing of legal documents, transfer of property ownership, and ensuring all financial aspects are settled. Butler County Title Company, LLC handles the entire process to ensure a smooth transaction.

  • How does escrow work in a real estate transaction?

    Escrow is an impartial third-party service that holds funds and documents securely until all conditions of the real estate transaction are fulfilled. This ensures a fair and transparent process for both buyers and sellers.

  • Do you offer deed preparation services?

    We provide deed preparation and filing services exclusively when handling the title work for a transaction. This approach ensures accuracy and compliance with all legal requirements. If you require assistance with deed preparation as part of our title services, we can guide you through the process.

  • What is a 1031 exchange, and how can it benefit me?

    1031 exchange enables real estate investors to postpone capital gains taxes by reinvesting proceeds from the sale of an investment property into another similar property. This strategy allows investors to accumulate long-term wealth while avoiding immediate tax obligations.

  • Can I sell my home without a realtor, and how can Butler County Title Company, LLC help?

    Yes, you can sell your home without a realtor in a for-sale-by-owner (FSBO) transaction. Our company provides assistance with title insurance, title searches, escrow services, and the preparation of necessary legal documents to ensure a smooth closing process.

  • What makes commercial title services different from residential title services?

    Commercial title services involve increased financial risks, more intricate transactions, and additional due diligence. We conduct thorough title searches, provide commercial title insurance, and ensure compliance with Missouri's real estate laws for these complex transactions.

  • How do I start the title process with Butler County Title Company, LLC?

    To initiate the title process, contact our team now for a consultation. We will collect the necessary information about your property transaction, perform a title search, and guide you through the process, whether you need title insurance, escrow services, or assistance with closing. You may also bring your paperwork, tax bills, and any relevant property information to our office. No appointment is required.

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